Blog

Get a $200 Discount on Closing Costs with Monera’s Cash-Out Refinancing!

December 1, 2021
By

All Disney Vacation Club owners can take advantage of Monera’s Cash-Out Refinancing! As your DVC financing partner, Monera Financial is able to refinance any Disney Vacation Club contract. This includes contracts with loans held directly with Disney, loans held with us or another lender, and even contracts that are completely paid off. And from December 1st-21st, any contract refinanced with us will receive a $200 discount on closing costs when they have a loan amount of $10,000 or more. There are a number of reasons a member may want to refinance their current DVC contracts with us. Let’s dive into some of the possible benefits.

Cash-Out the Equity in your Membership

Your DVC membership is valuable. Refinancing can help you get cash out of the equity in your membership without needing to sell it. Whether you are looking for some extra cash for the holidays, a winter home improvement project, or even buying another contract, we are here to turn the value of your contract into money you can use.

Lower Monthly Payment

Refinancing with Monera can help lower your monthly payment. We offer terms up to 12 years. Longer terms help you spread out your costs to achieve a lower monthly payment.

Lower Interest Rate

You may be able to score a lower interest rate with Monera. We offer rates starting at 9.9% using both our credit check and no credit check options.

Other Benefits

There are many benefits to refinancing with Monera you may not know about. We have no pre-payment penalties when you finance or refinance a contract through us. In fact, any extra payments you make go directly towards the principal of your loan.

Since Monera is a mortgage loan, interest is eligible for tax deduction. Monera will issue you a 1098 at the beginning of each year throughout your loan term. We always recommend you consult with your tax professional to see if this is something you can take advantage of.

We are also able to finance and refinance multiple loans at a time. If you have multiple contracts you would like to refinance, you can easily hold multiple loans with us at once.

Get Started

Get started today by visiting our website and using our Instant Quote Tool and choose Refinancing to view your options. Compare both the credit check and no credit check side by side to determine the best model for you.


We are here and ready to guide you on your journey of refinancing your Disney Vacation Club membership. If you would like to speak to a team member to further discuss refinancing, don’t hesitate to contact us at 1-855-DVC-FUND (382-3863) or email us at info@monerafinancial.com. We look forward to hearing from you!

Related Posts

November 1, 2021
By
The Benefits of No Credit Check Lending with Monera Financial

Let’s discuss the benefits of Monera’s no credit check lending model.

Continue Reading
August 25, 2021
By
Five Benefits of Using Monera You Might Not Know About

Here are some great benefits of using Monera Financial that you may not know about!

Continue Reading