Your DVC Financing Partner

Rates starting at 9.9%
Terms up to 12 years

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There’s no better lender for your DVC contract

Over $100M Financed

No Hidden

Low Down Payment Options

Only Lender with No Prepayment Penalty

Up to 12-Year Terms

The Monera Difference

We’re DVC financing experts

Exclusively lending for Disney Vacation Club contracts, Monera Financial is represented by former DVC Cast Members and current DVC Members who understand and appreciate the value and joy of DVC ownership.

Lending that meets you where you are

We’re committed to connecting you with DVC loans that fit your needs and your budget. We don’t report to credit bureaus and do not require credit checks to finance.

No Credit Check Required

Monera Financial offers a groundbreaking non-credit check model for financing DVC loans. No credit check, no debt-to-income ratios, simply financed based on the value of your purchase.

Let us show you how affordable DVC can be!

Discover How It Works

Financing a New DVC Membership

From making an offer all the way through to closing, our friendly DVC finance team is here to help you every step of the way.

Refinancing an Existing DVC Membership

Already a DVC member? We can help you refinance your loan with terms that will work best for your family’s needs and budget.

Financing couldn’t have been easier, from the initial inquiry to the actual application and approval. This was the easiest part of the process by far. Thanks for keeping it stress free.
I have been so thrilled with the service from Monera! Every chance someone asks a financing question on any DVC Facebook group I am very happy to recommend Monera. Your site is very user friendly, and I like getting all the payment reminders and receipts.
Thank you all so much for making this potentially intimidating process smooth, easy to understand, and trouble-free. We look forward to enjoying our DVC membership for many years to come.
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Monera’s interactive quote tool makes it easy to compare financing options and find one that will work with your budget. Best of all, there’s no credit check required!
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