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Top DVC Contracts with Low Upfront Costs- September 2023

September 13, 2023
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Highlighted below are our top picks for DVC resale contracts currently listed for sale through DVC Resale Market. These contracts are highlighted to show you how to become a Disney Vacation Club member with the lowest upfront costs. When looking to lower your estimated out-of-pocket costs, we take into account contracts that we are able to offer the lowest down payments on. We also look at the annual dues owed per contract and estimated closing costs. Since Monera can now finance a portion of closing costs, we take this into account as well since this helps lower the overall upfront costs and make closing on a purchase more affordable. The monthly payments are based on a No Credit Check loan option with a 12 year term.

Resort

Points

Listing ID
Asking Price Per PointMinimum Down Payment with Monera FinancialAnnual DuesEstimated Cash Due at Closing After Deposit is Applied and max amount of closing costs are financedMonthly Payment through Monera Financial
(No Credit Check/ 12-year term)
Animal Kingdom

220

AK03943
$1095% with No Credit Check
($1,199)
$0 for
2023 and $0 for 2024
*If closing occurs before 12/1/23, buyer will receive credit of $1,939 towards 2024 due

Estimated Credit of $281.20 after $2,000 deposit is applied if closing after 12/1/23. Credit of $$2,220.20 after deposit is applied if closing before 12/1/23.$398.46
Copper Creek

60

CC81879
$1565.34% with No Credit Check
($500)
$0 for
2023 and $0 for 2024
*If closing occurs before 12/1/23, buyer will receive credit of $475 towards 2024 dues

Estimated Credit of $19.77 after $936 deposit is applied if closing after 12/1/23. Credit of $497.77 after deposit is applied if closing before 12/1/23.

$160.28
Polynesian

75

PLE2817
$1655% with No Credit Check
($619)
$0 for
2023 and $0 for 2024
*If closing occurs before 12/1/23, buyer will receive credit of $596 towards 2024 dues

Estimated Credit of $177.84 after $1,238 deposit is applied if closing after 12/1/23. Credit of $773.84after deposit is applied if closing before 12/1/23.


$210.16
Beach Club

150

BC51773
$1305% with No Credit Check
($975)
$0 for
2023 and $0 for 2024
*If closing occurs before 12/1/23, buyer will receive credit of $1,226 towards 2024 dues
Estimated Credit of $484.61 after $1,950 deposit is applied if closing after 12/1/23. Credit of $1,710.61 after deposit is applied if closing before 12/1/23.$325.86
Bay Lake Tower

65

BLA2307
$1605.% with No Credit Check
($520)
$0 for
2023 and $0 for 2024
*If closing occurs before 12/1/23, buyer will receive credit of $461 towards 2024 dues

Estimated Credit of $95.16 after $1,040 deposit is applied if closing after 12/1/23. Credit of $556.16 after deposit is applied if closing before 12/1/23.$177.83

*Disclaimer: Contracts noted in the chart are active listings at the time of this publication. Due to the ever-changing market, they may become sale-pending or removed from the market at any time. Loan options and interest are subject to market fluctuations.

Check out current DVC Resale Market listings here: https://www.dvcresalemarket.com/listings/

If you would like to speak to a team member to further discuss financing, don’t he

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