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Top DVC Contracts with Low Upfront Costs- April 2024

April 9, 2024
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Highlighted below are our top picks for DVC resale contracts currently listed for sale through DVC Resale Market. These contracts are highlighted to show you how to become a Disney Vacation Club member with the lowest upfront costs. When looking to lower your estimated out-of-pocket costs, we take into account contracts that we are able to offer the lowest down payments on. We also look at the annual dues owed per contract and estimated closing costs. Since Monera can now finance a portion of closing costs, we take this into account as well since this helps lower the overall upfront costs and make closing on a purchase more affordable. The monthly payments are based on a No Credit Check loan option with a 12 year term.

Resort

Points

Listing ID
Asking Price Per PointMinimum Down Payment with Monera FinancialAnnual DuesEstimated Cash Due at Closing After Deposit is Applied and max amount of closing costs are financedMonthly Payment through Monera Financial
(No Credit Check/ 12-year term)
Animal Kingdom

100

AK34396
$1105% with No Credit Check
($550)
$0 for
2024
Estimated Credit of $128 after $1,100 deposit is applied.$189.56
Bay Lake Tower

160

BL22437
$1325% with No Credit Check
($1,360)
$0 for
2024
and credit of $929 for used 2025 points
Estimated Credit of $1,130 after $2,000 deposit is applied.$348.84
BoardWalk

168

BW22239
$1155% with No Credit Check
($1,286)
$0 for
2024
Estimated Credit of $209 after $1,932 deposit is applied.$319.38
Saratoga Springs

160

SS24084
$925% with No Credit Check
($736)
$0 for
2024 and credit of $1,303 for used 2025 points
Estimated Credit of $1,600 after $1,472 deposit is applied.$250.04
Copper Creek

75

CCA2021
$1445% with No Credit Check
($540)
$0 for
2024
Estimated Credit of $120 after $1,080 deposit is applied.$186.07

*Disclaimer: Contracts noted in the chart are active listings at the time of this publication. Due to the ever-changing market, they may become sale-pending or removed from the market at any time. Loan options and interest are subject to market fluctuations.

Check out current DVC Resale Market listings here: https://www.dvcresalemarket.com/listings/

If you would like to speak to a team member to further discuss financing, don’t hesitate to contact us at 1-855-DVC-FUND (382-3863) or email us at info@monerafinancial.com. We look forward to hearing from you!

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