Top DVC Contracts with Low Upfront Costs- April 2023
Highlighted below are our top picks for DVC resale contracts currently listed for sale through DVC Resale Market. These contracts are highlighted to show you how to become a Disney Vacation Club member with the lowest upfront costs. When looking to lower your estimated out-of-pocket costs, we take into account contracts that we are able to offer the lowest down payments on. We also look at the annual dues owed per contract and estimated closing costs. The monthly payments are based on a No Credit Check loan option with a 12 year term.
| Resort – Points – Listing ID | Asking Price Per Point | Minimum Down Payment with Monera Financial | Annual Dues | Estimated Closing Costs with financing included | Estimated Cash Due at Closing After Deposit is Applied | Monthly Payment through Monera Financial (No Credit Check/ 12-year term) |
| Bay Lake Tower _ 75 – BL51992 | $169 | 5% with No Credit Check ($634) | $0 for 2023 and credit of $558 for 2024 dues | $1,188 | Estimated credit of $4 once $1,268 deposit is applied | $203.78 |
| Old Key West – 50 – OKE2953 | $115 | 8.7% with No Credit Check ($500) | $0 for 2023 | $1,022 | $947 after $575 deposit is applied- only $1,522 estimated out of pocket total. | $88.85 |
| Grand Floridian – 130 – GFA1826 | $145 | 5% with No Credit Check ($943) | $0 for 2023 plus credit of $902 for 2024 dues | $1,334 | Estimated credit of $510 After the $1,885 deposit is applied | $303.05 |
| Old Key West – 210 – OKA2857 | $95 | 5% with No Credit Check ($998) | $0 for 2023 | $1,360 | $363 After the $1,995 deposit is applied | $320.73 |
| Aulani – 185 – AU21936 | $105 | 5% with No Credit Check ($971) | $0 for 2023 | $1,684 | $712 After the $1943 deposit is applied | $312.31 |
*Disclaimer: Contracts noted in the chart are active listings at the time of this publication. Due to the ever-changing market, they may become sale-pending or removed from the market at any time. Loan options and interest are subject to market fluctuations.
Check out current DVC Resale Market listings here: https://www.dvcresalemarket.com/listings/
If you would like to speak to a team member to further discuss financing, don’t hesitate to contact us at 1-855-DVC-FUND (382-3863) or email us at info@monerafinancial.com. We look forward to hearing from you!
