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Our Top DVC Contracts with Low Upfront Costs- July 2023

July 10, 2023
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Highlighted below are our top picks for DVC resale contracts currently listed for sale through DVC Resale Market. These contracts are highlighted to show you how to become a Disney Vacation Club member with the lowest upfront costs. When looking to lower your estimated out-of-pocket costs, we take into account contracts that we are able to offer the lowest down payments on. We also look at the annual dues owed per contract and estimated closing costs. Since Monera can now finance a portion of closing costs, we take this into account as well since this helps lower the overall upfront costs and make closing on a purchase more affordable. The monthly payments are based on a No Credit Check loan option with a 12 year term.

Resort

Points

Listing ID
Asking Price Per PointMinimum Down Payment with Monera FinancialAnnual DuesEstimated Cash Due at Closing After Deposit is Applied and max amount of closing costs are financedMonthly Payment through Monera Financial
(No Credit Check/ 12-year term)
Animal Kingdom
_
160

AK23347
$1266.53% with No Credit Check
($1,296)
$0 for 2023


Estimated Credit of $200 after $2,000 deposit is applied.
$326.18
Saratoga Springs

150

SSE4908
$1115% with No Credit Check
($833)
$0 for
2023


Estimated Credit of $347 after $1,652 deposit is applied.


$279.59
Polynesian

54

PLE2718
$1625.72% with No Credit Check
($500)
$0 for 2023 + credit of $374 towards 2024 dues


Estimated Credit of $340 after $875 deposit is applied.


$149.49
Copper Creek

100

CC21804
$1515% with No Credit Check
($755)
$0 for 2023

Estimated Credit of $293 after $1,501 deposit is applied. $254.55
Bay Lake Tower

65

BLA2307
$1705.34% with No Credit Check
($590)
$0 for 2023
Plus credit of $461 for 2024 dues
Estimated Credit of $544 after $1,105 deposit is applied.
$187.94

*Disclaimer: Contracts noted in the chart are active listings at the time of this publication. Due to the ever-changing market, they may become sale-pending or removed from the market at any time. Loan options and interest are subject to market fluctuations.

Check out current DVC Resale Market listings here: https://www.dvcresalemarket.com/listings/

If you would like to speak to a team member to further discuss financing, don’t hesitate to contact us at 1-855-DVC-FUND (382-3863) or email us at [email protected]. We look forward to hearing from you!

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