Financing Your DVC Resale Contract
You are already making a great decision to buy a DVC resale contract, which can save you thousands of dollars compared to purchasing directly from Disney. What can make a DVC purchase even more affordable? Financing your contract. Here’s how financing a DVC resale contract can help you:
Make Payments More Affordable
DVC contracts are sizable purchases, and a lot of people need to save up before becoming members. A major benefit of financing is that it helps you spread out the cost of your DVC contract, which can make it easier to afford if you do not have all the funds available at the time of purchase.
Purchase Your Contract Before Prices Rise
Disney Vacation Club is unique among timeshare products in that the contract values have actually risen over time. This is true of both direct contracts purchased through Disney as well as contracts purchased on the resale market. While this is great news for DVC members, it also means that sometimes the price per point of a contract can rise substantially while you are trying to save up funds. Financing can allow you to jump in while prices are lower.
Protect Your Emergency Fund
Life is full of the unexpected and priorities other than Disney vacations. Instead of tying up savings to pay upfront for your DVC contract, financing helps leave your emergency fund intact, so you can take care of other costs that may arise.
Maintain Significant Savings
When it comes to financing contracts, some people argue that interest can negate the savings of a resale contract. However, when you pay your loan off in a relatively short period of time, you will still save a significant amount on your contract. Plus, with Monera there are no prepayment penalties, which allows you to pay off your loan more quickly and with less interest over the lifespan of the loan.
Start Enjoying Your Membership Sooner
DVC contracts typically have a lifespan of about 50 years. Rather than spending money on another cash stay for your next Disney trip, put your money towards a financed contract that you can start using today and continue to use for decades to come.
Monera Financial can help you finance your DVC resale contract with interest rates as low as 9.9% and loan terms up to 12 years. Get started today by obtaining an instant quote or contacting the Monera Financial team to discuss how financing can work for you.
